How can Riverstone enhance your company’s pathway to success?
Business Protection and
Financial Planning with Riverstone
At Riverstone Financial Planning, we understand that safeguarding your business's financial health is as important as driving its growth. Our tailored solutions are designed to provide comprehensive protection for key individuals, ensure shareholder stability, and implement tax-efficient strategies that maximise corporation tax savings while securing the future of your enterprise.
Key Person Insurance
One of the most critical risks businesses face is the loss of a key person, such as a senior executive, director, or highly skilled employee, whose knowledge and expertise are integral to the company’s success. Key Person Insurance protects your business against the financial strain caused by the sudden absence of such individuals. Riverstone helps businesses identify key risks and arrange tailored insurance policies that provide financial support, allowing the company to navigate difficult times and maintain operational continuity.
Shareholder Protection
When a shareholder becomes critically ill or passes away, it can leave a business vulnerable to uncertainty or disputes. Shareholder Protection Insurance ensures that the remaining shareholders or the business can purchase the shares from the departing shareholder’s estate, preserving the ownership structure and avoiding outside control. At Riverstone, we work with businesses to establish effective shareholder protection agreements, safeguarding business stability and providing peace of mind.
Group Pensions and
Employee Benefits
Retaining talent is crucial to a business’s success, and offering attractive employee benefits can set your company apart. Riverstone specialises in setting up group pension schemes, helping you offer employees access to high-quality pension plans that contribute to their financial well-being. We ensure your business meets its legal obligations under auto-enrolment while maximising the benefits for both you and your employees.
Self-Administered Schemes (SSAS) and
Self-Invested Personal Pensions (SIPP)
For business owners and directors, SSAS and SIPP schemes offer highly flexible pension solutions that allow you to invest in your business while securing your retirement. We assist directors in setting up SSASs, which allow pension funds to be used for business purposes, such as purchasing commercial property, while providing substantial tax advantages. SIPPs also offer flexibility and control over your retirement savings, allowing directors to diversify investments and potentially invest in assets directly related to their business.
Tax-Efficient Structures and
Corporation Tax Efficiency
At Riverstone, we prioritise tax-efficient strategies that ensure your business operates in a manner that minimises unnecessary tax liabilities. Whether through optimal pension contributions, investment planning, or shareholder structures, our team engages in detailed financial analysis to maximise corporation tax efficiency. Our solutions help businesses reduce tax burdens, reinvest savings into growth, and enhance overall profitability.
Our personalised process
With our expert knowledge and tailored approach, Riverstone Financial Planning provides the strategies and protection your business needs to thrive, ensuring financial stability and growth. Whether you are looking to protect your key assets, safeguard shareholder agreements, or enhance tax efficiency, we are here to help you every step of the way. Reach out to us to explore how we can support your business success.
Reach out to us to explore how we can support your business success.
Contact us today for your free initial consultation.